In my last post I pointed out that savers should be earning about 4% interest on their savings accounts in banks or in money market mutual funds (MMMF). Instead, because of the Federal Reserve’s quantitative easing policy, that is, creating money of out-of-thin air that drives down interest rates across the yield curve—the interest rate depicted on a graph for short-term to long-term maturities—savers are forced to subsidize the banking sector, the federal government and corporate America as well as home purchasers and automobile buyers. Read the rest of this entry »
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