A full page newspaper sponsored by AARP makes one of the best cases that the New Jersey income tax should be reduced for retirees with the assertion, ” [the bill] would cut state income taxes on income for those who need it most, allowing residents to save more of their hard-earned money.” Why not reduce taxes (massively) for all residents so they can save, spend, make charitable contributions? In other words, people should be financial independent, and the only way that could happen is for state governments and the federal government to go on a draconian diet.